Tax Benefits: NPS offers attractive tax benefits, making it an advantageous investment avenue. As per the prevailing tax laws, contributions made towards NPS are eligible for deduction under Section 80C of the Income Tax Act. Additionally, an exclusive deduction of up to Rs. 50,000 is available under Section 80CCD(1B), providing further tax savings. These tax benefits can help you optimize your tax liabilities while planning for a secure retirement.

Flexibility in Contribution: Our NPS services offer flexibility in contribution, allowing you to invest based on your financial capabilities and retirement goals. You can choose between two types of NPS accounts: Tier 1 and Tier 2. Tier 1 accounts are designed as long-term retirement savings, with restrictions on withdrawal, ensuring that you save for your retirement. Tier 2 accounts, on the other hand, offer higher liquidity, allowing you to make partial withdrawals as needed.

Professional Fund Management: NPS investments are managed by professional pension fund managers (PFMs) registered with the Pension Fund Regulatory and Development Authority (PFRDA). These PFMs are responsible for managing the investment portfolios of NPS subscribers. Our NPS services provide access to a range of PFMs, allowing you to choose the one that aligns with your investment preferences and risk appetite.

Diverse Investment Options: NPS offers a choice of investment options to cater to different risk profiles and investment objectives. Subscribers can choose between three investment approaches: Active Choice, Auto Choice, and Lifecycle Fund. The Active Choice option allows you to actively manage your asset allocation across different asset classes, while the Auto Choice option offers a pre-defined asset allocation based on your age. The Lifecycle Fund option adjusts the asset allocation automatically based on your age, gradually reducing exposure to equity as you approach retirement.

Long-Term Wealth Accumulation: NPS is designed as a long-term investment for retirement planning. By making regular contributions to your NPS account over the years, you have the opportunity to accumulate a substantial retirement corpus. The power of compounding, along with the professional management of investments, can potentially help your savings grow significantly over time.

Easy Account Management: Our NPS services provide a user-friendly online platform that simplifies account management. You can conveniently open an NPS account, contribute regularly, track your investments, and view your portfolio performance through our secure online portal. This ensures that you have complete visibility and control over your NPS investments.

Annuity Options: At the time of retirement, NPS offers flexibility in the utilization of the accumulated corpus. Subscribers can use a part of the corpus to purchase an annuity from an authorized insurance company. The annuity provides a regular income stream during retirement, ensuring financial stability and meeting your post-retirement expenses.